Collections Representative resume examples for 2025
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Table Of Content
How to write a collections representative resume
Craft a resume summary statement
A well-written resume summary is basically an elevator pitch. You are summing up your skills and experience in a few sentences to wow recruiters, hiring managers, and decision makers into giving you an interview. Here are some tips to putting your best foot first with your resume summary:
Step 1: Mention your current job title or the role you're pursuing.
Step 2: Include your years of experience in collections representative-related roles. Consider adding relevant company and industry experience as relevant to the job listing.
Step 3: Highlight your greatest accomplishments. Here is your chance to make sure your biggest wins aren't buried in your resume.
Step 4: Again, keep it short. Your goal is to summarize your experience and highlight your accomplishments, not write a paragraph.
These four steps should give you a strong elevator pitch and land you some collections representative interviews.Hi, I'm Zippi, your job search robot. Let me write a first draft of your summary statement.
List the right project manager skills
Your Skills section is a place to list all relevant skills and abilities. Here is how to make the most of your skills section and make sure you have the right keywords:
- Start with the job listing. Frequently, the keywords looked for by recruiters will be listed. Be careful to include all skills in the job listing you have experience with.
- Consider all the software and tools you use on a daily basis. When in doubt, list them!
- Make sure you use accurate and up to date terms for all the skills listed.
Here are example skills to include in your “Area of Expertise” on a collections representative resume:
- Payment Arrangements
- Customer Service
- Delinquent Accounts
- Past Due Accounts
- Customer Accounts
- Debt Repayment
- Debt Collection
- FDCPA
- Collection Efforts
- Inbound Calls
- Outbound Calls
- Outbound Collection Calls
- Computer System
- Overdue Accounts
- Process Payments
- Past Due Balances
- Credit Card Accounts
- Customer Inquiries
- Negotiation
- Credit Card Payments
- Medicaid
- Collection Agencies
- Payment Options
- Customer Issues
- Insurance Carriers
- Background Checks
- Due Payments
- Medical Bills
- Party Collections
- Student Loans
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How to structure your work experience
Next you should include your work experience. Structure your work experience section by listing your most recent experience first, followed by earlier roles in reverse chronological order.
Start with your job title, company name, city, and state on the left. Align dates in month and year format on the right-hand side.
Include only recent, relevant jobs. Avoid including work experience over 20 years to avoid ageism.
Beneath each job, you should have bullet points to emphasize why you're the perfect fit for the collections representative.
How to write collections representative experience bullet points
Remember, your resume is not a list of responsibilities or a job description. This is your chance to show why you're good at your job and what you accomplished.
Use the XYZ formula for your work experience bullet points. Here's how it works:
- Use strong action verbs like Led, Built, or Optimized.
- Follow up with numbers when possible to support your results. How much did performance improve? How much revenue did you drive?
- Wrap it up by explaining the actions you took to achieve the result and how you made an impact.
This creates bullet points that read Achieved X, measured by Y, by doing Z.
Here are great bullet points from collections representative resumes:
Work History Example #1
Collections Representative
Client Services
- Completed and passed required company and client FDCPA tests yearly.
- Ensured a positive consumer experience in accordance with the FDCPA.
- Complied with FDCPA and company collection procedures.
- Learned FDCPA rules and regulations as well as state laws regarding consumer contact.
- Learned to follow company and FDCPA laws and guidelines - FDCPA is the "Fair Debt Collections Practices Act".
Work History Example #2
Collections Representative
Conn's
- Used extensive communication abilities to contact customers in the event of product recalls.
- Installed and tested companywide communication systems.
- Cited for excellence in interpersonal communications, teamwork, customer service, flexibility and reliability.
- Followed FDCPA, state and federal collection laws Collections Supervisor; 1.
- Provided quality communication, product support, and product representation for each member.
Work History Example #3
Collections Representative
Citi
- Updated Citi accounts with new demographics to prevent possible confusion during future communication.
- Operated and maintained a predictive dialer system * Compiled and analyzed operations reports * Performed troubleshooting and resolved technical challenges
- Evaluated credit bureau reports, negotiated settlements, and maintained compliance with FDCPA and state laws.
- Handled incoming and outgoing calls Ensured proper notation of all communication with clients Adhered to all FDCPA regulations
- Prepared statements, received payments, initiated additional collection proceeds, and diligent record keeping of all verbal and written communications.
Work History Example #4
Customs Collector
United Collection Bureau
- Maintained clear and concise verbal and written communication.
- Collected pre-judgment and post judgment accounts that were in the process or had been sued; skip-traced (Accurint/ Axicom).
- Managed teams of up to 30 or more agents leading them to achieve target goals.
- Ensured compliance to FDCPA and HIPPA laws and federal regulations.
- Guided new trainees with collections procedures and following the FDCPA laws.
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Add an education section to your resume
The education section should display your highest degree first.
Place your education section appropriately on your resume. If you graduated over 5 years ago, this section should be at the bottom of your resume. If you just graduated and lack relevant work experience, the education section should go to the top.
If you have a bachelor's or master's degree, do not list your high school education. If your graduation year is more than 15-20 years ago, it's better not to include dates in this section.
Here are some examples of good education entries for resumes:
Bachelor's Degree In Criminal Justice
Virginia Commonwealth University, Richmond, VA
2015 - 2018
Highlight your collections representative certifications on your resume
If you have any additional certifications or education-like achievements, add them to the education section.
To list, use the full name of the certification and the organization that issued it, along with the date of achievement.
If you have any of these certifications, be sure to include them on your collections representative resume:
- Certified Management Accountant (CMA)
- Certified Medical Office Manager (CMOM)
- International Accredited Business Accountant (IABA)
- Professional Credit Associate (PCA)
- Nationally Certified Medical Office Assistant (NCMOA)
- Professional Collection Specialist (PCS)
- Certified Customer Service Representative (CCSR)
- Certified Personal Chef (CPC)